Who Can Invest in Checkmark Bonds? Your Guide to Eligibility
Who can invest in Checkmark Bonds? If you’re a Canadian interested in private investment opportunities with stable, passive income, this guide is for you. Checkmark Bonds are only available through Canada’s exempt market, which restricts participation to eligible investors. Here’s everything you need to know about qualifying and getting started.
1. What Are Checkmark Bonds?
Checkmark Bonds are private, fixed-income investments backed by tangible assets like real estate or operating businesses. Unlike stocks or mutual funds, these investments are not publicly traded and are structured to offer consistent, low-volatility returns.
To maintain regulatory compliance and investor protection, Checkmark Bonds are sold only through licensed Exempt Market Dealers (EMDs).
2. What Is the Exempt Market?
Canada’s exempt market enables private companies to raise capital from qualified investors without filing a full prospectus. This market offers access to exclusive opportunities like Checkmark Bonds—but only to those who meet certain financial criteria.
You can learn more about exempt market rules on the official Canadian Securities Administrators (CSA) website.
3. Who Can Invest in Checkmark Bonds?
To invest in Checkmark Bonds, you must qualify as either an Accredited Investor or an Eligible Investor.
✅ Accredited Investors
You qualify if:
You own more than $1 million in net financial assets (excluding your home)
Your total net assets exceed $5 million
Your annual income is $200,000+ (or $300,000 with a spouse) for the last two years
You are a licensed financial adviser or dealer
✅ Eligible Investors
You may qualify if:
Your net assets exceed $400,000
Your income is $75,000+ annually (or $125,000 with a spouse)
You invest up to $30,000 annually (or $100,000 with EMD approval)
💡 An Exempt Market Dealer will guide you through a Know-Your-Client (KYC) process to confirm eligibility.
4. How to Get Started
Here’s what to expect when investing in Checkmark Bonds:
Step 1: Book a call with a licensed EMD representative
Step 2: Complete a brief KYC and investor questionnaire
Step 3: Review documents, sign your subscription agreement, and fund your investment
Your EMD ensures that your investment aligns with your goals and complies with Canadian securities law.
5. Is Checkmark Right for You?
If you meet the eligibility requirements, Checkmark Bonds can be a powerful addition to your investment portfolio. They offer:
Stable, predictable returns
Security through real asset backing
Diversification outside of public markets
✅ Next Steps
Still wondering who can invest in Checkmark Bonds or if you’re eligible?
👉 Visit CheckmarkBonds.com or speak with an Exempt Market Dealer today to explore your options.